Ways of Improving Personal Lending Practices in Commercial Banks
Keywords:
lending practice, commercial bank, individual, liquidity, central bank, loan portfolio management, risk, profitabilityAbstract
The article analyzes the practice of lending to individuals by commercial banks. Practical proposals and recommendations are given for the elimination of problems in the practice of lending by commercial banks.
References
Decree of the President of the Republic of Uzbekistan "On the Strategy of Actions for the further development of the Republic of Uzbekistan". February 7, 2017.
Decree PF No. 5296 on measures to radically improve the activities of the Central Bank of the Republic of Uzbekistan. January 9, 2018.
Decision PQ 3270 of the President of the Republic of Uzbekistan dated September 12, 2017 "On measures to further develop and increase the stability of the banking system of the Republic".
Mirziyoev Sh.M. "Critical analysis, strict discipline and personal responsibility should be the daily rule of every leader's activity." T.: Uzbekistan. 2017 y.
Address of the President of the Republic of Uzbekistan Shavkat Mirziyoyev to the Oliy Majlis. 2017 22.12.
Decision No. 3620 of the President of the Republic of Uzbekistan "On additional measures to increase the popularity of banking services". March 23, 2018.
Program of measures approved by the Decision of the President of the Republic of Uzbekistan "On measures to further develop and increase the stability of the banking system of the Republic" September 12, 2017.
Regulation No. 2696 on the procedure for the classification of asset quality in commercial banks and the formation and use of reserves to cover potential losses on assets. July 14, 2015.
O.I. Lavrushin. Upravlenie deyatelnostyu kommercheskogo bank. Uchebnik. M. Jurist 2003.
Diana Mac Naughton. Bankovskie uchrejdeniya v razvivayushchikhsya stranax.-IER MBRR.-Washington D.S., 2001.-p.75
Abdullaeva ShZ. Banking risks and lending. T.: Finance, 2002. 304 p. B – 166.
Sattarov O., Beknazarov E. GEP and its management in commercial banks. Monograph. -T.: EXTREMUM PRESS. 2011 - 82 p.
Reports of the Central Bank of the Republic of Uzbekistan, 2009-2017 15. Own. Res. Data from the State Statistics Committee
www.cbu.uz
www.lex.uz