Deposit Policy of Commercial Banks in the Modern Economy: Problems, Tools, Prospects
Keywords:
Macroeconomic stability, accounts payable, deposit portfolio, deposit policy, deposit operations, capitalization level, deposit base, state assets, investment resources, refinancing rateAbstract
This article analyzes the current state of the deposit policy pursued by commercial banks in our country. In the course of the analysis, the features of the systemic development of factors influencing the process of implementing the deposit policy were studied. And also the conditions and opportunities associated with the use of information systems and other areas of international best practice to improve the deposit policy of commercial banks were assessed. On the basis of generalized conclusions on the organization of a system for the targeted use of tools for the development of the deposit policy of commercial banks, scientific proposals and practical recommendations were formulated to increase the level of capitalization and the deposit base of commercial banks, in the direction of the strategy and tactics of implementing the deposit activities of commercial banks to strengthen their financial stability and reliability.
References
Decree of the President of the Republic of Uzbekistan on approval of the Strategy of agricultural development of the Republic of Uzbekistan for 2020-2030. National Database of Legislation, 24.10.2019, No. 06/19/5853/3955.
Address of the President of the Republic of Uzbekistan Shavkat Mirziyoyev to the Oliy Majlis. 29.12.2020y.
Raximov Baxromjon Ibroximovich “Candidate of Economic Sciences, Associate Professor, Namangan Institute of Engineering and Technology, Namangan, Uzbekistan” Development of Marketing Activities of Small Businesses in the Light Industry International Journal of Trend in Scientific Research and Development (IJTSRD) Volume 4 Issue 5, July-August 2020 Available Online: www.ijtsrd.com e-ISSN: 2456 – 6470
ALojonovich, R. R. (2016). Correlation between resource economy factors in cotton growing. Наука и образование сегодня, (6 (7)).
Rahmatullo, R. (2016). Sectoral specificities by application of resource saving technology in cotton growing. Economics, (8 (17)).
Rashidov, R. (2016). Correlation between resource economy factors in cotton growing. Наука и образование сегодня, (6), 68-70.
Alojonovich, R. R. (2019). Economic efficiency of resource-saving technologies in the cotton industry system of indicators. International Journal of Scientific and Technology Research, 8(11), 3861-3863. http://www.ijstr.org/final-print/nov2019/Economic-Efficiency-Of-Resource-saving-Technologies-In-The-Cotton-Industry-System-Of-Indicators-.pdf
Zulfiqarova Dilfuza Gulomjanovna, Saidboev Shermirza Dotkamirzaevich, Rashidov Rahmatullo Alojonovich “Conceptual Bases of Full Realization of Women's Labour and Entrepreneurial Activity”. PSYCHOLOGY AND EDUCATION (2021) 58(2): 237-240 http://www.psychologyandeducation.net/pae/index.php/pae/article/view/1552
Gulomjanovna, Z. D., Dotkamirzaevich, S. S., & Alojonovich, R. R. (2021). Conceptual Bases of Full Realization of Women's Labour and Entrepreneurial Activity. Psychology and Education Journal, 58(2), 237-240.
Alojonovich, R. R., & Sardorbek, O. (2021). THEORETICAL BASES OF INCREASE OF ECONOMIC EFFICIENCY OF USE OF RESOURCESAVING TECHNOLOGIES IN THE COTTON INDUSTRY. International Engineering Journal For Research & Development, 6(ICDSIIL), 5-5.
